Stewart Information Services Stock Analysis

STC Stock  USD 68.33  0.90  1.33%   
Below is the normalized historical share price chart for Stewart Information Services extending back to February 21, 1973. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Stewart Information stands at 68.33, as last reported on the 3rd of February, with the highest price reaching 69.10 and the lowest price hitting 67.94 during the day.
IPO Date
28th of March 1990
200 Day MA
68.3916
50 Day MA
71.1692
Beta
1.029
 
Inflation
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Stewart Information holds a debt-to-equity ratio of 0.436. At present, Stewart Information's Long Term Debt is projected to increase significantly based on the last few years of reporting. The current year's Long Term Debt Total is expected to grow to about 538.4 M, whereas Short and Long Term Debt Total is forecasted to decline to about 616.9 M. With a high degree of financial leverage come high-interest payments, which usually reduce Stewart Information's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Stewart Information's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Stewart Information's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Stewart Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Stewart Information's stakeholders.
For many companies, including Stewart Information, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Stewart Information Services, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Stewart Information's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.3923
Price Sales
0.7284
Shares Float
27.5 M
Dividend Share
2.025
Wall Street Target Price
81.5
At present, Stewart Information's Liabilities And Stockholders Equity is projected to increase significantly based on the last few years of reporting. The current year's Other Stockholder Equity is expected to grow to about 396 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20 M. . At present, Stewart Information's Price Earnings Ratio is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 0.17, whereas Price Book Value Ratio is forecasted to decline to 0.75.
Stewart Information Services is fairly valued with Real Value of 69.57 and Target Price of 81.5. The main objective of Stewart Information stock analysis is to determine its intrinsic value, which is an estimate of what Stewart Information Services is worth, separate from its market price. There are two main types of Stewart Information's stock analysis: fundamental analysis and technical analysis.
The Stewart Information stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Stewart Information's ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stewart Information Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in child.

Stewart Stock Analysis Notes

About 94.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.39. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Stewart Information last dividend was issued on the 15th of December 2025. The entity had 2:1 split on the 24th of May 1999. Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas. Stewart Information operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 7300 people. To find out more about Stewart Information Services contact Matthew Morris at 713 625 8100 or learn more at https://www.stewart.com.

Stewart Information Quarterly Total Revenue

796.92 Million

Stewart Information Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Stewart Information's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Stewart Information Services or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Over 94.0% of the company shares are owned by institutional investors
On 30th of December 2025 Stewart Information paid $ 0.525 per share dividend to its current shareholders
Latest headline from seekingalpha.com: Citizens initiates coverage on Stewart Information Services at Buy-equivalent

Stewart Largest EPS Surprises

Earnings surprises can significantly impact Stewart Information's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2014-02-13
2013-12-310.260.30.0415 
2000-02-14
1999-12-310.030.070.04133 
1996-04-23
1996-03-310.210.17-0.0419 
View All Earnings Estimates

Stewart Information Environmental, Social, and Governance (ESG) Scores

Stewart Information's ESG score is a quantitative measure that evaluates Stewart Information's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Stewart Information's operations that may have significant financial implications and affect Stewart Information's stock price as well as guide investors towards more socially responsible investments.

Stewart Stock Institutional Investors

Shares
Charles Schwab Investment Management Inc2025-06-30
507.7 K
Macquarie Group Ltd2025-06-30
500.7 K
Cooke & Bieler Lp2025-06-30
447.7 K
Rockefeller Capital Management L.p.2025-06-30
406.9 K
Massachusetts Financial Services Company2025-06-30
373.4 K
Capital Research & Mgmt Co - Division 32025-06-30
368.1 K
Morgan Stanley - Brokerage Accounts2025-06-30
333.4 K
Northern Trust Corp2025-06-30
323.1 K
Tributary Capital Management, Llc2025-06-30
295.4 K
Blackrock Inc2025-06-30
4.8 M
Fmr Inc2025-06-30
M
Note, although Stewart Information's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Stewart Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 2.04 B.

Stewart Profitablity

The company has Net Profit Margin of 0.04 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.08 %, which entails that for every 100 dollars of revenue, it generated $0.08 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.04  0.03 
Return On Capital Employed 0.05  0.05 
Return On Assets 0.03  0.04 
Return On Equity 0.05  0.05 

Management Efficiency

Stewart Information has Return on Asset of 0.0378 % which means that on every $100 spent on assets, it made $0.0378 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0804 %, implying that it generated $0.0804 on every 100 dollars invested. Stewart Information's management efficiency ratios could be used to measure how well Stewart Information manages its routine affairs as well as how well it operates its assets and liabilities. At present, Stewart Information's Return On Equity is projected to increase slightly based on the last few years of reporting. At present, Stewart Information's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 3.3 B, whereas Non Currrent Assets Other are projected to grow to (1.9 B).
Last ReportedProjected for Next Year
Book Value Per Share 45.97  48.27 
Tangible Book Value Per Share 5.01  4.76 
Enterprise Value Over EBITDA 13.00  7.56 
Price Book Value Ratio 1.20  0.75 
Enterprise Value Multiple 13.00  7.56 
Price Fair Value 1.20  0.75 
Enterprise Value1.4 B1.4 B
Understanding the operational decisions made by Stewart Information management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Dividend Yield
0.0298
Operating Margin
0.0829
Profit Margin
0.0365
Forward Dividend Yield
0.0309
Beta
1.029

Technical Drivers

As of the 3rd of February, Stewart Information has the Risk Adjusted Performance of (0.02), coefficient of variation of (3,405), and Variance of 2.77. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Stewart Information, as well as the relationship between them.

Stewart Information Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Stewart Information middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Stewart Information. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Stewart Information Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Stewart Information insiders, such as employees or executives, is commonly permitted as long as it does not rely on Stewart Information's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Stewart Information insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Stewart Information Outstanding Bonds

Stewart Information issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Stewart Information uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Stewart bonds can be classified according to their maturity, which is the date when Stewart Information Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Stewart Information Predictive Daily Indicators

Stewart Information intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Stewart Information stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Stewart Information Corporate Filings

13A
21st of January 2026
An amended filing to the original Schedule 13G
ViewVerify
8K
12th of December 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
11th of December 2025
Other Reports
ViewVerify
ASR
10th of December 2025
Automatic Shelf Registration Statement under Rule 415 filed with the U.S. Securities and Exchange Commission (SEC)
ViewVerify
F4
3rd of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
1st of December 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
7th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
6th of November 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify

Stewart Information Forecast Models

Stewart Information's time-series forecasting models are one of many Stewart Information's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Stewart Information's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stewart Information Debt to Cash Allocation

As Stewart Information Services follows its natural business cycle, the capital allocation decisions will not magically go away. Stewart Information's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Stewart Information Services has 564.68 M in debt with debt to equity (D/E) ratio of 0.44, which is OK given its current industry classification. Stewart Information has a current ratio of 2.43, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Stewart to invest in growth at high rates of return.

Stewart Information Total Assets Over Time

Stewart Information Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Stewart Information uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Stewart Information Debt Ratio

    
  20.0   
It looks as if most of the Stewart Information's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Stewart Information's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Stewart Information, which in turn will lower the firm's financial flexibility.

Stewart Information Corporate Bonds Issued

Most Stewart bonds can be classified according to their maturity, which is the date when Stewart Information Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Stewart Short Long Term Debt Total

Short Long Term Debt Total

616.91 Million

At present, Stewart Information's Short and Long Term Debt Total is projected to decrease significantly based on the last few years of reporting.

About Stewart Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Stewart Information prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Stewart shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Stewart Information. By using and applying Stewart Stock analysis, traders can create a robust methodology for identifying Stewart entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.04  0.03 
Operating Profit Margin 0.05  0.05 
Net Profit Margin 0.03  0.02 
Gross Profit Margin 0.87  0.67 

Current Stewart Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Stewart analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Stewart analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
81.5Hold1Odds
Stewart Information Services current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Stewart analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Stewart stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Stewart Information, talking to its executives and customers, or listening to Stewart conference calls.
Stewart Analyst Advice Details

Stewart Stock Analysis Indicators

Stewart Information Services stock analysis indicators help investors evaluate how Stewart Information stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Stewart Information shares will generate the highest return on investment. By understating and applying Stewart Information stock analysis, traders can identify Stewart Information position entry and exit signals to maximize returns.
Begin Period Cash Flow233.4 M
Long Term Debt445.8 M
Common Stock Shares Outstanding28.1 M
Total Stockholder Equity1.4 B
Total Cashflows From Investing Activities-87.3 M
Tax Provision26.2 M
Quarterly Earnings Growth Y O Y0.449
Property Plant And Equipment Net264.7 M
Cash And Short Term Investments257.5 M
Cash216.3 M
Net Debt348.4 M
50 Day M A71.1692
Total Current Liabilities553.5 M
Other Operating Expenses2.4 B
Non Current Assets Total2.7 B
Non Currrent Assets Other-2.2 B
Stock Based Compensation13.6 M

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When running Stewart Information's price analysis, check to measure Stewart Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Stewart Information is operating at the current time. Most of Stewart Information's value examination focuses on studying past and present price action to predict the probability of Stewart Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Stewart Information's price. Additionally, you may evaluate how the addition of Stewart Information to your portfolios can decrease your overall portfolio volatility.
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